Privacy Policy
TopCard (“we”, “our”, “us”) is committed to protecting your privacy and maintaining transparency about how your personal data is collected, used, and protected. This Privacy Policy explains how we collect, use, store, and safeguard your information when you access our website, mobile application, or related services.
By using TopCard services, you agree to the terms of this Privacy Policy.
1. Information We Collect
A) Information You Provide
When you register or use our services, we may collect the following information:
Personally Identifiable Information (PII):
- Full name
- Email address
- Phone number
- Date of birth
- Address
- Government identification documents (if required for verification)
Financial Information:
- Bank account details
- Transaction records
- Payment-related information
Consent-Based Data:
- Location access (if required for services)
- Notifications and communication preferences
- Other permissions required for application functionality
B) Automatically Collected Information
When you use our platform, certain information may be collected automatically, including:
Device Information
- Device model
- Operating system
- Unique device identifiers
Log Information
- IP address
- Browser type
- Access time and session duration
Usage Data
- App interactions
- Performance analytics
- Crash reports and diagnostics
Location Information
- Geolocation data may be collected only with your explicit permission.
C) Cookies and Tracking Technologies
TopCard may use cookies and similar tracking technologies to:
- Improve platform performance
- Enable secure login sessions
- Personalize user experience
Users can manage cookie preferences through their browser or device settings.
2. Use of Information
The information collected may be used for the following purposes:
- To provide and operate digital services and transactions
- To improve application performance and user experience
- To send alerts, updates, or service notifications
- To analyze usage trends and technical issues
- To comply with legal and regulatory obligations
Users may opt out of promotional messages where applicable.
3. Sharing of Information
TopCard may share user information only in the following situations:
- With trusted service providers that assist in operating the platform
- With payment processors or technical partners required for service delivery
- When required by law, government authorities, or regulatory bodies
- When the user provides explicit consent
TopCard does not sell or rent personal data to third parties.
4. Data Security
We implement reasonable security measures to protect user information, including:
- Data encryption
- Secure authentication systems
- Restricted access to sensitive data
- Regular security monitoring
However, no method of transmission over the internet can be guaranteed to be 100% secure.
5. Marketing & Communication
Users may receive service-related communications such as:
- Transaction alerts
- System updates
- Security notifications
Promotional communications may be opted out by contacting us via email.
6. Third-Party Links
The TopCard platform may contain links to external websites or services.
We are not responsible for the privacy practices or policies of third-party platforms.
Users should review the privacy policies of those websites before sharing personal information.
7. User Rights
Users have the right to:
- Request access to their personal data
- Request correction of inaccurate information
- Request deletion of personal data where applicable
Requests can be submitted through the contact details provided below.
8. Children’s Privacy
TopCard services are not intended for individuals under the age of 18.
We do not knowingly collect personal information from minors.
9. Changes to This Privacy Policy
TopCard may update this Privacy Policy from time to time.
Any updates will be posted on the website or application with a revised Effective Date.
Continued use of the platform after updates indicates acceptance of the revised policy.
10. Contact Information
For questions, requests, or concerns regarding this Privacy Policy, please contact:
Company: TopCard
Mobile: 9870011102
Email: topcardwebtech@gmail.com
Address:
Plot No 24, AG-4 Bainganbadi, Opp. Best Terminals, Govandi, Mumbai, Maharashtra – 400043
India